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Terms & Conditions

Cancellation Policy 

Services are provided on a month-to- month basis and clients may cancel their service at any time at least (30) thirty days in advance of any upcoming recurring payment. When cancelled according to these terms, the upcoming recurring payment will constitute the final payment due for services rendered. All services are billed in arrears. Meaning that you, the customer is billed after services are rendered. All payments made cover the work performed the month prior.

Chargeback Policy 

Chargebacks are PROHIBITED and will be prosecuted to the FULLEST extent of the law. S & L Financial Solutions puts forth the effort to fix your past credit mistakes. Credit repair is NOT an overnight process and we should be compensated for the work that is performed on your behalf. If a chargeback is committed it will be treated as THEFT OF SERVICES and will be handled as such.

Money-Back Guarantee: You are entitled to a 100% refund on all monthly payments if:

  • We don't get at least 1 deletion.

  • You have been in our program for at least 120 days from the time you signed up.

  • You have not used another credit repair/consulting agency nor attempted to repair your own credit at least 1 year prior to signing up for our services.

  • You have had no new collections or missed payments during the time frame we are assisting you.

  • You have maintained active credit monitoring services at all times during the timeframe we are assisting you, without any interruption.

  • You agree to send updated reports/responses from the three credit bureaus, creditors and collection agencies to us within 5 days of receipt.

  • You should receive updated credit reports/responses every 35-45 days and make us aware if updated reports have not been received.

S & L Financial Solutions, LLC does NOT guarantee any deletions, credit scores, or specific timeframes in which results will be achieved. This is against the law, CROA to be exact. You should be cautious of any company that guarantees anything, except the fact that they are guaranteeing to work on your behalf and provide 100% effort into the work that they perform.

Privacy & Safety

Privacy Policy:

Commitment to Your Privacy
This site is owned and operated by S & L Financial Solutions, LLC. Your privacy on the Internet is of the utmost importance to us. At S & L Financial Solutions, LLC, we want to make your experience online satisfying and safe. Because we gather certain types of information about our users, we feel you should fully understand our policy and the terms and conditions surrounding the capture and use of that information. This privacy statement discloses what information we gather and how we use it.


Sharing of Information

S & L Financial Solutions, LLC does not under any circumstances share, sell, rent, or in any other way provide your information to anyone for any use whatsoever.


S & L Financial Solutions, LLC operates secure data networks protected by industry standard firewall and encryption protection systems. Our security and privacy policies are periodically reviewed and enhanced as necessary and only authorized individuals have access to the information provided by our customers.

Information S & L Financial Solutions, LLC Gathers and Tracks

S & L Financial Solutions, LLC gathers two types of information about users:
• Information that users provide manually on our web site. This information is gathered on our Enrollment (Sign Up) Form and includes name, address, email address. This information is not shared or used for any marketing purposes whatsoever.
• Information S & L Financial Solutions, LLC gathers through aggregated tracking information derived mainly by tallying page views throughout our sites. This information allows us to better tailor our content to readers’ needs and to help us better understand the demographics of our audience.


Usage Tracking

S & L Financial Solutions, LLC tracks user traffic patterns. However, we do not correlate this information with data about individual users. S & L Financial Solutions, LLC does break down overall usage statistics according to a user’s domain name, browser type, and MIME type by reading this information from the browser string (information contained in every user’s browser). S & L Financial Solutions, LLC sometimes tracks the search terms that users enter in public search engines, which generate a “click through”, but this tracking is never associated with individual users. We use tracking information to determine the effectiveness of individual search terms.



We may place a text file called a “cookie” in the browser files of your computer. The cookie itself does not contain Personal Information although it will enable us to relate your use of this site to information that you have specifically and knowingly provided. But the only personal information a cookie can contain is information you supply yourself. A cookie can’t read data off your hard disk or read cookie files created by other sites. S & L Financial Solutions, LLC uses cookies to track user traffic patterns (as described above). You can refuse cookies by turning them off in your browser. If you’ve set your browser to warn you before accepting cookies, you will receive the warning message with each cookie. You do not need to have cookies turned on to use this site.


Your Consent

By using this site, you consent to the collection and use of this information by S & L Financial Solutions, LLC. If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it.


Public Safety and Legal Process

We will not share information about individual users with any third party, except to comply with applicable law or valid legal process or to protect the personal safety of our users or the public.


Payment Methods

All Major Credit / Debit Cards
Mastercard, Visa, Discover

American Express

Prohibited Payment Methods: Zelle, Cash App, Venmo, Cash

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